N. .. Protas, E. Shustova, Dar'ya Yu. Iordan, A.R. Shaptala
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Functioning of the Russian banking services market in 2022. Retail: trends and prospects
The article discusses the impact of sanctions on the Russian banking services market: on the payment banking business, the real state of bank deposits of individuals and retail bank lending, also determines the directions for the development of sales channels for banking services. The authors attempted to reveal the main trends in the development of alternative channels for the sale of banking services by Russian banks, instead of service offices, also gave recommendations to commercial banks on improving the functionality of digital sales channels.
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