{"title":"通过性别、教育、隐私和信任干预揭秘手机银行应用安全","authors":"O. S. Balogun, S. Olaleye","doi":"10.4018/ijea.294859","DOIUrl":null,"url":null,"abstract":"The escalating of mobile banking apps has decongested the banking hall, especially in developing countries, and the penetration of mobile banking apps is crucial for both financial institutions and customers. This study reviewed existing relevant literature from the Web of Science to position this study well and dwelled on a theoretical foundation for the exposition of the interrelation of trust and privacy as an antecedent of mobile banking app security. The quantitative method was employed and banking customers data using SmartPLS 3.0 version with different data analysis techniques such as structural equation modelling, multigroup data analysis, interaction effects, and importance-performance analysis. This study results show the intervention of gender and education. It also indicates that the orientation and persuasion of banking customers to the point of higher trust is a determinant of security assurance of using mobile banking apps. This study discusses the theoretical and managerial impacts with the limitation of the study and projects into the future.","PeriodicalId":354119,"journal":{"name":"Int. J. E Adopt.","volume":"36 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"Demystifying Mobile Banking App Security Through Gender, Education, Privacy, and Trust Intervention\",\"authors\":\"O. S. Balogun, S. Olaleye\",\"doi\":\"10.4018/ijea.294859\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The escalating of mobile banking apps has decongested the banking hall, especially in developing countries, and the penetration of mobile banking apps is crucial for both financial institutions and customers. This study reviewed existing relevant literature from the Web of Science to position this study well and dwelled on a theoretical foundation for the exposition of the interrelation of trust and privacy as an antecedent of mobile banking app security. The quantitative method was employed and banking customers data using SmartPLS 3.0 version with different data analysis techniques such as structural equation modelling, multigroup data analysis, interaction effects, and importance-performance analysis. This study results show the intervention of gender and education. It also indicates that the orientation and persuasion of banking customers to the point of higher trust is a determinant of security assurance of using mobile banking apps. This study discusses the theoretical and managerial impacts with the limitation of the study and projects into the future.\",\"PeriodicalId\":354119,\"journal\":{\"name\":\"Int. J. E Adopt.\",\"volume\":\"36 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"1\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Int. J. E Adopt.\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.4018/ijea.294859\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Int. J. E Adopt.","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.4018/ijea.294859","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1
摘要
手机银行应用程序的不断升级已经缓解了银行大厅的拥挤,特别是在发展中国家,手机银行应用程序的渗透对金融机构和客户都至关重要。本研究对Web of Science已有的相关文献进行了梳理,为本研究定位,并为阐述信任与隐私之间的相互关系作为手机银行应用安全的前提奠定了理论基础。采用定量分析方法,银行客户数据采用SmartPLS 3.0版本,采用结构方程建模、多组数据分析、交互效应分析、重要性-绩效分析等不同的数据分析技术。本研究结果显示性别与教育的介入。这也表明银行客户的导向和说服到更高的信任点是使用手机银行应用安全保障的决定因素。本研究讨论了理论和管理影响与研究的局限性和未来的项目。
Demystifying Mobile Banking App Security Through Gender, Education, Privacy, and Trust Intervention
The escalating of mobile banking apps has decongested the banking hall, especially in developing countries, and the penetration of mobile banking apps is crucial for both financial institutions and customers. This study reviewed existing relevant literature from the Web of Science to position this study well and dwelled on a theoretical foundation for the exposition of the interrelation of trust and privacy as an antecedent of mobile banking app security. The quantitative method was employed and banking customers data using SmartPLS 3.0 version with different data analysis techniques such as structural equation modelling, multigroup data analysis, interaction effects, and importance-performance analysis. This study results show the intervention of gender and education. It also indicates that the orientation and persuasion of banking customers to the point of higher trust is a determinant of security assurance of using mobile banking apps. This study discusses the theoretical and managerial impacts with the limitation of the study and projects into the future.