资产融资:小额信贷-补贴混合模式

INTL: Social & Cultural Issues (Topic) Pub Date : 2016-01-17 DOI:10.2139/ssrn.2717029

N. Jane, Dick Muyambi

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引用次数: 0

摘要

本文以自行车为例，说明如何通过创收资产的创新融资来满足金字塔底层的需求。自行车反贫困组织(BAP)与收入不稳定的小农合作。通过小额信贷和补贴的混合模式，BAP能够让那些本来买不起自行车的人买得起自行车。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Asset Financing: A Micro-Credit–Subsidization Hybrid Model

This paper uses bicycles as a case study to illustrate how the needs of the bottom of the pyramid can be met through innovative financing of income generating assets. The organization, Bicycles Against Poverty (BAP) works with smallholder farmers that have sporadic incomes. Through a hybridized model of micro-credit and subsidization, BAP is able to make bicycles accessible to those that would otherwise not be able to afford them.

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INTL: Social & Cultural Issues (Topic)

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