2019年底零售贷款情况

S. Zubov
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引用次数: 0

摘要

2019年底,零售贷款市场利率居高不下。这一增长表明,在适度通胀和家庭财务状况稳定的情况下,家庭获得贷款的机会增加了。银行业流动性过剩是这种增长的另一个触发因素。同时,过高的债务负担水平可能导致银行业亏损,给实体经济部门带来风险,引发不良的社会后果。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Retail Lending at Year-end 2019
At year-end 2019, high rates of the retail lending market were registered. This growth demonstrated increased accessibility of loans to households amid moderate inflation and stable financial state of households. Excessive banking sector’s liquidity was an additional trigger for this growth. Meanwhile, the excessive level of the debt burden can lead to losses in the banking sector, pose risks for the real sector of the economy, provoke adverse social consequences.
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