{"title":"波兰金融监管局(PFSA)禁止将部分单位关联人寿保险合同作为监管产品进行干预","authors":"Monika Szaraniec","doi":"10.5604/01.3001.0015.6035","DOIUrl":null,"url":null,"abstract":"The article aims at discussing practical aspects of a legal regulation providing the European Supervisory Authorities (ESAs) and national supervisory authorities with the power to apply supervisory product intervention measures, particularly for insurance investment products. In addition to presenting the essence of product decisions, the author outlines the legal basis for product intervention powers of both the EU and national supervisory authorities related to unit linked life insurance contracts. Moreover, the article analyses the reasons and contents of the product decision issued by the Polish Financial Supervision Authority regarding the ban on distributing certain unit linked life insurance contracts, with the ban being effective from January 1, 2022.\n\n","PeriodicalId":277138,"journal":{"name":"Prawo Asekuracyjne","volume":"119 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2021-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Ban on Distributing Certain Unit Linked Life Insurance Contracts as the Supervisory Product Intervention of the Polish Financial Supervision Authority (PFSA)\",\"authors\":\"Monika Szaraniec\",\"doi\":\"10.5604/01.3001.0015.6035\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The article aims at discussing practical aspects of a legal regulation providing the European Supervisory Authorities (ESAs) and national supervisory authorities with the power to apply supervisory product intervention measures, particularly for insurance investment products. In addition to presenting the essence of product decisions, the author outlines the legal basis for product intervention powers of both the EU and national supervisory authorities related to unit linked life insurance contracts. Moreover, the article analyses the reasons and contents of the product decision issued by the Polish Financial Supervision Authority regarding the ban on distributing certain unit linked life insurance contracts, with the ban being effective from January 1, 2022.\\n\\n\",\"PeriodicalId\":277138,\"journal\":{\"name\":\"Prawo Asekuracyjne\",\"volume\":\"119 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2021-12-29\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Prawo Asekuracyjne\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.5604/01.3001.0015.6035\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Prawo Asekuracyjne","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.5604/01.3001.0015.6035","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Ban on Distributing Certain Unit Linked Life Insurance Contracts as the Supervisory Product Intervention of the Polish Financial Supervision Authority (PFSA)
The article aims at discussing practical aspects of a legal regulation providing the European Supervisory Authorities (ESAs) and national supervisory authorities with the power to apply supervisory product intervention measures, particularly for insurance investment products. In addition to presenting the essence of product decisions, the author outlines the legal basis for product intervention powers of both the EU and national supervisory authorities related to unit linked life insurance contracts. Moreover, the article analyses the reasons and contents of the product decision issued by the Polish Financial Supervision Authority regarding the ban on distributing certain unit linked life insurance contracts, with the ban being effective from January 1, 2022.
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