{"title":"EMV-TLS，一种用于NFC手机的安全支付协议","authors":"P. Urien","doi":"10.1109/CTS.2014.6867565","DOIUrl":null,"url":null,"abstract":"This paper introduces a new online payment protocol called EMV-TLS, dealing with NFC enabled mobiles. EMV-TLS results from the merging of three technologies: EMV payment applications, SSL/TLS secure channels, and Near Field Communication radio interfaces. The main idea of this protocol is to remotely use an EMV-TLS chip, thanks to a secure TLS channel established with a server. The mobile acts as a passive modem that manages TCP/IP resources. Two classes of servers are defined; N1 class may only read the embedded information (card number, bearer name, validity date,), while N2 class has access to all chip resources and may generate cryptograms. A first experimental platform including an EMV-TLS chip, an Android mobile, and a TLS payment server has been realized as an early proof of concept.","PeriodicalId":409799,"journal":{"name":"2014 International Conference on Collaboration Technologies and Systems (CTS)","volume":"102 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2014-05-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"4","resultStr":"{\"title\":\"EMV-TLS, a secure payment protocol for NFC enabled mobiles\",\"authors\":\"P. Urien\",\"doi\":\"10.1109/CTS.2014.6867565\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This paper introduces a new online payment protocol called EMV-TLS, dealing with NFC enabled mobiles. EMV-TLS results from the merging of three technologies: EMV payment applications, SSL/TLS secure channels, and Near Field Communication radio interfaces. The main idea of this protocol is to remotely use an EMV-TLS chip, thanks to a secure TLS channel established with a server. The mobile acts as a passive modem that manages TCP/IP resources. Two classes of servers are defined; N1 class may only read the embedded information (card number, bearer name, validity date,), while N2 class has access to all chip resources and may generate cryptograms. A first experimental platform including an EMV-TLS chip, an Android mobile, and a TLS payment server has been realized as an early proof of concept.\",\"PeriodicalId\":409799,\"journal\":{\"name\":\"2014 International Conference on Collaboration Technologies and Systems (CTS)\",\"volume\":\"102 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2014-05-19\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"4\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"2014 International Conference on Collaboration Technologies and Systems (CTS)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1109/CTS.2014.6867565\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"2014 International Conference on Collaboration Technologies and Systems (CTS)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1109/CTS.2014.6867565","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
EMV-TLS, a secure payment protocol for NFC enabled mobiles
This paper introduces a new online payment protocol called EMV-TLS, dealing with NFC enabled mobiles. EMV-TLS results from the merging of three technologies: EMV payment applications, SSL/TLS secure channels, and Near Field Communication radio interfaces. The main idea of this protocol is to remotely use an EMV-TLS chip, thanks to a secure TLS channel established with a server. The mobile acts as a passive modem that manages TCP/IP resources. Two classes of servers are defined; N1 class may only read the embedded information (card number, bearer name, validity date,), while N2 class has access to all chip resources and may generate cryptograms. A first experimental platform including an EMV-TLS chip, an Android mobile, and a TLS payment server has been realized as an early proof of concept.
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