家庭主妇金融素养对家庭教育和就业水平管理行为的影响

Putri Aifa Nur Amida, Leny Noviani, Dini Octoria
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引用次数: 1

摘要

本研究旨在通过调节Kediri Regency Mojo区的教育水平和工作水平,来确定家庭主妇的金融素养对家庭理财行为的影响。研究方法的确定采用描述性定量方法,以Kediri县Mojo区的家庭主妇为研究对象,共384名受访者。抽样技术为非概率抽样,采用便利性抽样技术,通过发放问卷或调查问卷进行抽样。本研究使用的数据分析技术是适度回归分析(MRA)。研究结果表明:(1)家庭主妇的理财素养对家庭理财行为有显著影响。(2)中等教育程度家庭主妇的理财素养对Kediri县Mojo区的家庭理财行为有显著影响。(3)有工作调节者的家庭主妇的理财素养对Kediri县Mojo区的家庭理财行为没有显著影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Literasi Keuangan Ibu Rumah Tangga Terhadap Perilaku Pengelolaan Keuangan Keluarga Dimoderatori Tingkat Pendidikan dan Pekerjaan
This study aims to determine the effect of housewives' financial literacy on the behavior of family financial management by moderating the level of education and work in Mojo District, Kediri Regency. Determination of the research method is descriptive quantitative with research subjects housewives in Mojo District, Kediri Regency totaling 384 respondents. The sampling technique is non-probability sampling using convenience sampling technique by distributing questionnaires or questionnaires. The data analysis technique used in this research is Moderated Regression Analysis (MRA). The results obtained indicate that: (1) the financial literacy of housewives has a significant effect on the behavior of family financial management in Mojo District, Kediri Regency. (2) the financial literacy of housewives with a moderate level of education has a significant effect on the behavior of family financial management in Mojo District, Kediri Regency. (3) the financial literacy of housewives with a work moderator has no significant effect on the behavior of family financial management in Mojo District, Kediri Regency.
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