{"title":"印尼银行业财务可持续性的财务比率预测指标","authors":"Adiska Shabrina Sanfa, Ida Ida","doi":"10.37403/financial.v9i1.491","DOIUrl":null,"url":null,"abstract":"This study was conducted to predict the effect of financial ratios on the Financial Sustainability Ratio (FSR). The financial ratios used include Non-Performing Loan (NPL), Loan Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO). Sampling using purposive sampling of as many as 36 Conventional Commercial Bank companies in Indonesia with a research period of 2019-2021 so that 108 observation data were obtained. The analysis method used is multiple linear regression analysis, and the test results show that NPL, LDR, NIM, CAR","PeriodicalId":339112,"journal":{"name":"FINANCIAL: JURNAL AKUNTANSI","volume":"18 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-06-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"FINANCIAL RATIOS PREDICTORS OF FINANCIAL SUSTAINABILITY OF THE BANKING SECTOR IN INDONESIA\",\"authors\":\"Adiska Shabrina Sanfa, Ida Ida\",\"doi\":\"10.37403/financial.v9i1.491\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study was conducted to predict the effect of financial ratios on the Financial Sustainability Ratio (FSR). The financial ratios used include Non-Performing Loan (NPL), Loan Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO). Sampling using purposive sampling of as many as 36 Conventional Commercial Bank companies in Indonesia with a research period of 2019-2021 so that 108 observation data were obtained. The analysis method used is multiple linear regression analysis, and the test results show that NPL, LDR, NIM, CAR\",\"PeriodicalId\":339112,\"journal\":{\"name\":\"FINANCIAL: JURNAL AKUNTANSI\",\"volume\":\"18 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-06-19\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"FINANCIAL: JURNAL AKUNTANSI\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.37403/financial.v9i1.491\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"FINANCIAL: JURNAL AKUNTANSI","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.37403/financial.v9i1.491","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
FINANCIAL RATIOS PREDICTORS OF FINANCIAL SUSTAINABILITY OF THE BANKING SECTOR IN INDONESIA
This study was conducted to predict the effect of financial ratios on the Financial Sustainability Ratio (FSR). The financial ratios used include Non-Performing Loan (NPL), Loan Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO). Sampling using purposive sampling of as many as 36 Conventional Commercial Bank companies in Indonesia with a research period of 2019-2021 so that 108 observation data were obtained. The analysis method used is multiple linear regression analysis, and the test results show that NPL, LDR, NIM, CAR