Waluyo
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引用次数: 1

摘要

本研究旨在评估伊斯兰银行移动银行中使用QRIS的交易。该方法是通过接受模型理论(TAM)来实现的,该模型在使用QRIS的决策中集成了有用性、易用性和可信度。通过技术随机抽样,在泗水社区成功收集了140名回答者。数据分析技术采用多元回归分析和smartPLS。结果表明,所有变量都影响伊斯兰银行银行车辆使用QRIS的决策。尽管结果显示了影响,但也有发现表明,商家和用户都需要大规模的社会化,这样无现金运动才能达到最佳状态。此外,有必要平衡互联网,使整个地区都能感受到QRIS的特点。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Evaluasi Penggunaan QRIS pada m-Banking Bank Syariah: Pendekatan Technology Acceptance Model
This study aims to evaluate transactions using QRIS in mobile banking of Islamic banks. The approach is carried out with the Theory of Acceptance Model (TAM) which integrates usefulness, ease of use and trust in the decision to use QRIS. The respondents who were successfully collected were 140, with technical random sampling in the community in Surakarta. The data analysis technique uses multiple regression analysis with smartPLS. The results show that all variables affect the decision to use QRIS in islamic bank banking cars. Although the results show an influence, there are findings that there is a need for massive socialization of both merchants and users so that the cashless movement can run optimally. In addition, it is necessary to equalize the internet so that the QRIS feature can be felt throughout the region.
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