Internet Financial Risk Analysis and Supervision Suggestions

As a traditional financial innovation model, Internet finance has attracted widely attention from all walks of life. With the booming development, many problems have been exposed, especially the risk management mode, which has been difficult to adapt to the current development. Risk management, particularly systematic risk, is an urgent problem to be solved. This article elaborates the concept of Internet finance, then summarizes the essential characteristics of it, and analyzes the existed risks under the current environment. In view of these risks, we put forward some corresponding regulatory suggestions.