罗马尼亚自然人进入破产程序的条件

Lavinia Iancu
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引用次数: 0

摘要

自2020年初以来,2019冠状病毒病大流行在罗马尼亚表现出负面影响。正如预期的那样,受打击最大的是普通公民,他们一夜之间意识到工资减少或彻底失业。此外,2021年所有领域的价格都有所上涨,从基本食品到电力、天然气和燃料。在上述条件下,大量个人的过度负债已成为常态。个人破产程序法似乎是解决他们过度负债困境的办法,但我们发现,这部法律并没有发挥其真正的潜力。除了要求普通公民填写复杂的申请表格外,我们认为自然人进入破产程序的条件可以简化和改进。鉴于罗马尼亚的经济状况,以及生活水平的下降,立法者必须优先考虑可能的立法解决办法,使负债者有一个新的开始。关键词:Insolvence;自然人;新型冠状病毒肺炎
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Access Conditions of the Natural Person to the Insolvency Procedure in Romania
Since the beginning of 2020 in Romania, the COVID-19 pandemic has been exhibiting its negative effects. As expected, the hardest hit were the ordinary citizens who, overnight, awakened to reduced wages or downright joblessness. Moreover, the year 2021 has brought price increases in all areas, from basic foodstuffs to electricity, gas, fuels. The over-indebtedness of a large population of individuals has become the norm under the above conditions. The insolvency proceedings law for individuals seemed to be a solution for their over-indebtedness predicament, but we have found that this law is not performing at its true potential. In addition to a complex application form requested of the simple citizen, we contend that the access conditions to the insolvency procedure of the natural persons can be simplified and improved. Given the economic conditions in Romania, along with the reduction in the living standard, the legislator will have to give priority to the possible legislative solutions that will offer the indebted a fresh start. Keywords: Insolvence; Natural person; COVID-19
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