金融素养与创业动机对创业兴趣的影响

Reni Putri Utami, Ajeng Wahyuni
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引用次数: 1

摘要

金融素养是个人管理个人和企业财务的能力和技能,金融素养是创业教育的一部分,是创业兴趣的一个因素。除了金融知识,动机也是对创业感兴趣的一个因素。IAIN Ponorogo伊斯兰经济与商业学院是一个专注于创业发展的学院,其愿景和使命、课程和实践活动导致了创业的发展。然而,利用大学期间所学的知识对创业的兴趣并不能激发学生对创业的兴趣。本研究旨在检验和分析金融素养和创业动机对学生创业兴趣的影响。这种类型的研究是定量研究与相关方法,数据收集使用问卷调查和抽样使用比例分层技术与96个受访者的样本。数据处理技术采用SPSS 23,数据分析采用多元线性回归检验。结果表明,传统金融知识和创业动机对学生创业兴趣有显著影响,而伊斯兰金融知识对创业兴趣无显著影响。传统金融知识、伊斯兰金融知识和创业动机同时影响学生的创业兴趣。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Effect of Financial Literacy and Entrepreneurial Motivation on Entrepreneurial Interests
Financial literacy is an individual's ability and skill in managing personal and business finances, financial literacy is part of entrepreneurship education which is a factor of interest in entrepreneurship. In addition to financial literacy, motivation is also a factor of interest in entrepreneurship. The Faculty of Islamic Economics and Business IAIN Ponorogo is a faculty that has a focus on entrepreneurship development, where the vision and mission, courses and practical activities lead to the development of entrepreneurship. However, the interest in entrepreneurship with the knowledge that has been obtained during college has not been able to arouse interest in entrepreneurship in students. This study aims to examine and analyze the effect of financial literacy and entrepreneurial motivation on student interest in entrepreneurship. This type of research is quantitative research with correlational method, data collection using questionnaires and sampling using proportionate stratified technique with a sample of 96 respondents. Data processing techniques using SPSS 23, and data analysis using multiple linear regression test. The results showed that conventional financial literacy and entrepreneurship motivation had a significant effect on student interest in entrepreneurship, while Islamic financial literacy had no significant effect on entrepreneurial interest. And conventional financial literacy, Islamic financial literacy and entrepreneurship motivation simultaneously affect student interest in entrepreneurship.
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