诱惑消费有多重要?也许比我们想象的要少

IF 2.3 3区 经济学 Q2 BUSINESS, FINANCE
World Bank Economic Review Pub Date : 2022-01-08 eCollection Date: 2022-05-01 DOI:10.1093/wber/lhab027
Lasse Brune, Jason T Kerwin, Qingxiao Li
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引用次数: 0

摘要

诱惑在发展中国家支出和储蓄的理论研究中起着关键作用。然而,有关其重要性的有限经验证据表明,现金转移并不会导致诱惑性支出的增加。本文通过研究在马拉维农村地区随机暴露于诱惑对支出决策的影响,扩大了证据基础。与现金转移文献一致的是,诱惑性更强的环境并不会引起诱惑性支出的显著变化。然而,诱惑支出水平和治疗效果的大小对所使用的诱惑支出定义有些敏感。本文探讨了可能导致这些无效结果的潜在因素,并认为未来的研究可能会发现诱惑在穷人的经济决策中作用有限。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
How Important Is Temptation Spending? Maybe Less than We Thought.

Temptation plays a key role in theoretical work on spending and saving in developing countries. The limited empirical evidence on its importance, however, suggests that cash transfers do not induce increases in temptation spending. This paper expands the evidence base by studying the effect of randomized exposure to temptation on spending decisions in rural Malawi. Consistent with the cash transfer literature, a more tempting environment does not induce significant changes in temptation spending. However, the magnitudes of both temptation spending levels and the treatment effects are somewhat sensitive to the definition of temptation spending used. This paper examines the potential factors that may be driving these null results, and suggests that future research may find a limited role for temptation in the economic decisions of the poor.

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来源期刊
CiteScore
5.10
自引率
4.00%
发文量
24
期刊介绍: The World Bank Economic Review is the most widely read scholarly economic journal in the world and is freely distributed to more than 9,500 subscribers in non-OECD countries. It is the only journal of its kind that specializes in quantitative development policy analysis. Subject to strict refereeing, articles examine policy choices and therefore emphasize policy relevance rather than theory or methodology. Readers include economists and other social scientists in government, business, international agencies, universities, and research institutions. The WBER seeks to provide the most current and best research in the field of economic development.
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