投资者对众贷平台的信心以及新冠肺炎的影响

IF 10.5 1区 管理学 Q1 BUSINESS
José María Ferrer , Klaus Ulrich , Cristina Blanco-González-Tejero , Enrique Caño-Marín
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引用次数: 5

摘要

近年来,由于数字化,众贷平台变得越来越重要。新冠肺炎疫情严重影响了整个经济,包括对数字交易的影响。考虑在这些平台上进行交易的投资者需要对平台和项目都有信心,才能做出正确的决定。因此,本研究分析了参与过程的各方之间的联系。2022年1月,Colectual平台向135名投资者发送了一份调查,采用的研究方法是模糊集定性比较分析(fsQCA)。该研究考察了平台、投资者和项目开发商之间的联系,以评估平台对寻求和提供投资的各方信心的影响。主要结果是,新冠肺炎一直是投资者对该平台信心的关键因素,它对投资产生了重大影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Investors’ confidence in the crowdlending platform and the impact of Covid-19

Crowdlending platforms have gained importance in recent years due to digitalization. The Covid-19 pandemic has severely impacted the entire economy, including repercussions on digital transactions. Investors considering transactions on these platforms require confidence in both the platform and the project in order to make the right decision. For this reason, this study analyzes the links between the parties involved in the process. A survey was sent to 135 investors on the Colectual platform in January 2022, and the research method adopted is Fuzzy Set Qualitative Comparative Analysis (fsQCA). The study examines the connections between the platform, the investors, and the project developers, to assess the influence exerted by the platform on the confidence of the parties seeking and providing investment. The main result is that Covid-19 has been a key factor in the confidence of investors in the platform, and it has had a significant influence on the investments made.

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来源期刊
CiteScore
20.30
自引率
10.60%
发文量
956
期刊介绍: The Journal of Business Research aims to publish research that is rigorous, relevant, and potentially impactful. It examines a wide variety of business decision contexts, processes, and activities, developing insights that are meaningful for theory, practice, and/or society at large. The research is intended to generate meaningful debates in academia and practice, that are thought provoking and have the potential to make a difference to conceptual thinking and/or practice. The Journal is published for a broad range of stakeholders, including scholars, researchers, executives, and policy makers. It aids the application of its research to practical situations and theoretical findings to the reality of the business world as well as to society. The Journal is abstracted and indexed in several databases, including Social Sciences Citation Index, ANBAR, Current Contents, Management Contents, Management Literature in Brief, PsycINFO, Information Service, RePEc, Academic Journal Guide, ABI/Inform, INSPEC, etc.
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