基因检测和保险影响:调查美国普通人群关于歧视问题和遗传信息非歧视法案(GINA)的知识。

IF 1.1 Q3 BUSINESS, FINANCE
Anya E R Prince, Wendy R Uhlmann, Sonia M Suter, Aaron M Scherer
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引用次数: 2

摘要

在全球范围内,由于公众对基因歧视的担忧,一些国家和保险业采取了限制保险公司使用基因信息的政策,如美国的《基因信息非歧视法案》(GINA)。本研究报告了对两项调查的综合分析,该调查评估了美国不同样本(N=1616)中公众对GINA的认识和对遗传歧视的关注。我们关注的是职业、基因检测史和保险状况是否与GINA知识或对歧视的担忧相关。虽然双变量分析确定了一些相对于同行具有更高主观/客观知识和关注的人群,但多变量回归发现很少与感兴趣的结果有显著关联。总的来说,这项研究强调了对GINA缺乏认识和理解,即使在假设对法律有更多了解的亚群体中也是如此。这些发现对围绕保险公司使用遗传信息的更广泛辩论具有启示意义。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Genetic testing and insurance implications: Surveying the US general population about discrimination concerns and knowledge of the Genetic Information Nondiscrimination Act (GINA).

Globally, due to public concerns of genetic discrimination, some countries and insurance industries have adopted policies restricting insurer use of genetic information, such as the US Genetic Information Nondiscrimination Act (GINA). This study reports on combined analysis of two surveys assessing public knowledge of GINA and concerns of genetic discrimination in a diverse U.S. sample (N=1616). We focus on whether occupation, genetic testing history, and insurance status are correlated with knowledge of GINA or concerns of discrimination. While bivariate analysis identified some populations with higher subjective/objective knowledge and concern relative to counterparts, multivariable regression identified very few significant associations with outcomes of interest. Overall, this study highlights lack of awareness and understanding of GINA, even among subpopulations hypothesized to have greater knowledge of the law. These findings have implications for the broader debate around insurer use of genetic information.

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来源期刊
Risk Management and Insurance Review
Risk Management and Insurance Review Economics, Econometrics and Finance-Finance
CiteScore
1.90
自引率
0.00%
发文量
28
期刊介绍: Risk Management and Insurance Review publishes respected, accessible, and high-quality applied research, and well-reasoned opinion and discussion in the field of risk and insurance. The Review"s "Feature Articles" section includes original research involving applications and applied techniques. The "Perspectives" section contains articles providing new insights on the research literature, business practice, and public policy. The "Educational Insights" section provides a repository of high-caliber model lectures in risk and insurance, along with articles discussing and evaluating instructional techniques.
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