AL-MUZARA'AH最新文献_第6页

Non-Muslim Customer Preferences towards Islamic Banks in Semarang 三宝垄非穆斯林客户对伊斯兰银行的偏好

AL-MUZARA'AH Pub Date : 2019-08-31 DOI: 10.29244/jam.7.1.61-74

Nur Baethi Hariyana, Laily Dwi Arsyianti

引用次数: 5

Pengaruh Keuangan Syariah terhadap Pertumbuhan Ekonomi dan Indeks Pembangunan Manusia di Indonesia 伊斯兰金融对印尼经济增长和人类发展指数的影响

AL-MUZARA'AH Pub Date : 2019-08-31 DOI: 10.29244/jam.7.1.33-46

Rika Yulita Amalia, S. Fauziah, I. Wahyuningsih

{"title":"Pengaruh Keuangan Syariah terhadap Pertumbuhan Ekonomi dan Indeks Pembangunan Manusia di Indonesia","authors":"Rika Yulita Amalia, S. Fauziah, I. Wahyuningsih","doi":"10.29244/jam.7.1.33-46","DOIUrl":"https://doi.org/10.29244/jam.7.1.33-46","url":null,"abstract":"One of variable to calculate the Human Development Index (HDI) is a decent standard of living derived from the Gross Domestic Product (GDP) figure. Therefore, the increase in HDI could be influenced by GDP. Furthermore, as a Muslim-majority country and adopting a dual banking system, Indonesia's GDP is certainly also influenced by the Islāmic financial sector, such as zakat and Islāmic bank financing. In this case, zakat plays role as a wealth distribution instrument. Then Islamic bank financing could be a funding capital for the community and the country. So, this study analyzes the direct and indirect relationship between the variables of zakat, Islamic bank financing and GDP to the HDI. The method used is path analysis which aims to look at the hypothesis of causal relationships. The results obtained are the direct relationship of Islamic bank financing and GDP significantly positive effect on HDI. Zakat and Islamic bank financing variables have a positive effect on GDP. The greatest coefficient value between direct relationships is the coefficient of Islamic bank financing on GDP, which is equal to 81.7%. But the direct relationship of zakat to the HDI cannot be known. While the indirect relationship shows that there is an influence between the variables of zakat on the HDI through GDP and there is an influence between the variables of Islamic bank financing on the HDI through GDP.","PeriodicalId":158243,"journal":{"name":"AL-MUZARA'AH","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114279929","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Faktor-faktor yang Memengaruhi Tingkat Non Performing Financing dan Non Performing Loan pada Dual Banking System di Indonesia

AL-MUZARA'AH Pub Date : 2019-08-31 DOI: 10.29244/jam.7.1.47-59

Fathyah Isnaini, S. Sahara, Tita Nursyamsiah

{"title":"Faktor-faktor yang Memengaruhi Tingkat Non Performing Financing dan Non Performing Loan pada Dual Banking System di Indonesia","authors":"Fathyah Isnaini, S. Sahara, Tita Nursyamsiah","doi":"10.29244/jam.7.1.47-59","DOIUrl":"https://doi.org/10.29244/jam.7.1.47-59","url":null,"abstract":"The value of non-performing financing Islamic banks in Indonesia based on OJK data on 2017 at 4.76%, which is greater than the percentage of non-performing loans in conventional banks at 2.59%, then that’s make a question why the percentage of Islamic banks is greater and what factors influence it. Data retrieval research is sourced from quarterly financial reports in the first quarter of 2012 to the third quarter of 2017 as many as 10 Islamic banks and 10 conventional commercial banks. This study aims to analyze the factors that affect the level of non-performing finance (NPF) and non-performing loans (NPL) in dual banking system Indonesia. Variable independent in this research are the growth of gross domestic product (GDP), inflation, BI rate, return on assets (ROA), financing to deposit ratio (FDR)/loan to deposit ratio (LDR), capital adequacy ratio (CAR), operating expenses on operating income (BOPO), and total assets while the dependent variable is NPF and NPL. The analytical method used to test the hypothesis is by panel regression analysis. The results of this study indicate that the sharia commercial banks have a significant influence on NPF including GDP, inflation, CAR, ROA, FDR, and BOPO. In conventional commercial banks significant factors include GDP, inflation, BI rate, CAR, LDR, BOPO, and total assets.","PeriodicalId":158243,"journal":{"name":"AL-MUZARA'AH","volume":"77 2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131704489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 5

Faktor-faktor yang Memengaruhi Persepsi Wakif terhadap Wakaf Uang di Kota Bogor 影响Wakif对茂物城的钱的看法的因素

AL-MUZARA'AH Pub Date : 2019-08-31 DOI: 10.29244/jam.7.1.19-31

S. Fauziah, Salahuddin El Ayyubi

引用次数: 2

Analisis Dampak Pemberdayaan Perempuan terhadap Kesejahteraan Keluarga 分析妇女赋权对家庭福利的影响

AL-MUZARA'AH Pub Date : 2019-08-31 DOI: 10.29244/jam.7.1.1-18

Muhammad Muhyiddin Robani, Marlina Ekawaty

{"title":"Analisis Dampak Pemberdayaan Perempuan terhadap Kesejahteraan Keluarga","authors":"Muhammad Muhyiddin Robani, Marlina Ekawaty","doi":"10.29244/jam.7.1.1-18","DOIUrl":"https://doi.org/10.29244/jam.7.1.1-18","url":null,"abstract":"This research was conducted to analyze: (1) the form of empowerment carried out by KJKS Ukhuwah Pro-IBU; and (2) the impact of empowerment carried out by KJKS Ukhuwah Pro-IBU. Mix methods with sequential exploratory model was used on this research. The results of the study through interview, observation, and documentaion shows that KJKS Ukhuwah Pro-IBU conducted empowerment through loans and financing with sharia contract, weekly meetings, and training for women groups that were formed. This results shows that the form of empowerment of KJKS Ukhuwah Pro-IBU can be classified as Economic Empowerment and Sharia Grameen. Based on multiple linier regression test, it is known that material welfare of KJKS Ukhuwah Pro-IBU members is positively influenced by financing, length of business, education and negatively by number of family members and age. On the other hand, other factors namely attendance at weekly meetings, Islamic business ethics, has no significant influence. As for the results of Pearson corellation test, it is known that non-material welfare has a relationship with other variables, namely a positive relationship with a moderate degree of closeness with variables of material welfare, financing, Islamic business ethics. This results shows that material or non material welfare improvement one of them can be achieved with women empowerment that using forms of economic empowerment and Sharia Grameen.","PeriodicalId":158243,"journal":{"name":"AL-MUZARA'AH","volume":"292 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131744674","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 8

Literature Review Filantropi Islam antara Tahun 2008 hingga 2018

AL-MUZARA'AH Pub Date : 2019-01-31 DOI: 10.29244/JAM.6.2.129-138

Aris Puji Purwatiningsih, M. Yahya

引用次数: 6

Bagaimana Mengembangkan Industri Fintech Syariah di Indonesia? Pendekatan Interpretive Structural Model (ISM)

AL-MUZARA'AH Pub Date : 2019-01-31 DOI: 10.29244/JAM.6.2.117-128

A. S. Rusydiana

引用次数: 29

Pengungkapan Islamic Social Reporting pada Perusahaan di Jakarta Islamic Index

AL-MUZARA'AH Pub Date : 2019-01-31 DOI: 10.29244/JAM.6.2.103-116

Khaerun Nissa Rizfani, Deni Lubis

{"title":"Pengungkapan Islamic Social Reporting pada Perusahaan di Jakarta Islamic Index","authors":"Khaerun Nissa Rizfani, Deni Lubis","doi":"10.29244/JAM.6.2.103-116","DOIUrl":"https://doi.org/10.29244/JAM.6.2.103-116","url":null,"abstract":"Islamic Social Reporting (ISR) is a benchmark for reporting Islamic-based social performance to companies. However, the development of ISR is currently not growing rapidly in Indonesia because there are no regulations that regulate sharia social responsibility reporting standards. Increased disclosure of Islamic social performance is expected to influence the decisions of muslim investors in choosing sharia shares in companies listed in the Jakarta Islamic Index. This study aims to analyze corporate social responsibility (CSR) disclosures in sharia and the factors that influence them. The data used are annual reports of companies registered in JII from 2012 to 2015, 14 of which were selected from 30 companies. The method used in this study is panel data regression with the fixed effect model (FEM) approach. The results of the analysis show that of the five variables that allegedly influence the level of ISR disclosure, three variables, namely company size have a positive effect, firm age and leverage have a significant negative effect on ISR disclosure. The other two variables, namely the number of board of commissioners and profitability have no effect on ISR disclosure.","PeriodicalId":158243,"journal":{"name":"AL-MUZARA'AH","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129130748","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 15

Viability of Muzara’ah Contract on Agro-financing in Alleviating Rural Poverty in Kano State, Nigeria 尼日利亚卡诺州农业融资合同在减轻农村贫困方面的可行性

AL-MUZARA'AH Pub Date : 2019-01-28 DOI: 10.29244/jam.6.2.91-102

B. S. Yahuza

{"title":"Viability of Muzara’ah Contract on Agro-financing in Alleviating Rural Poverty in Kano State, Nigeria","authors":"B. S. Yahuza","doi":"10.29244/jam.6.2.91-102","DOIUrl":"https://doi.org/10.29244/jam.6.2.91-102","url":null,"abstract":"The problems of inadequate sources of financing agriculture and scarcity of credit facilities to rural farmers due to interest rate and lack of collateral or guarantor to secure loans thus, many lands become fallow especially in dry season; this adversely affects the entire yield in the rural areas. Aims to assess the viability of Muzara’ah in providing sources of agro-financing and alleviating rural poverty, the study conducted in Kura LGA Kano State, adopted quantitative survey method, 152 samples out of 250 registered farmers were used as guided by Krejcie & Morgan 1970, using random sampling, questionnaire for data collection and chi-square test for goodness of fit for analysis. The paper finds the viability of muzara’ah in providing sources of agro-financing very significant as it seeks to bridge the gap that exists between the deficit and surplus landowners where the latter offered his surplus land to the former and employ his labor to till the land and share the yield on a pre-agreed ratio. The paper suggests the proper implementation of muzara’ah to cultivate more lands, generate job creation, increase farmers income earning and enhance food security which in turn alleviates rural poverty.","PeriodicalId":158243,"journal":{"name":"AL-MUZARA'AH","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116557799","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 5

Movements of Islamic Stock Indices in Selected OIC Countries 伊斯兰会议组织选定国家的伊斯兰股票指数走势

AL-MUZARA'AH Pub Date : 2019-01-28 DOI: 10.29244/jam.6.2.77-90

Rininta Nurrachmi

引用次数: 4