Pengaruh Literasi Finansial dan Intensitas Penggunaan Gadget Terhadap Shopping Lifestyle Mahasiswa Universitas PGRI Madiun Tahun Akademik 2019/2020

N. Aryani, Ruslina Yulaika, Wikanso
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Abstract

This research aimed to determine the influence of financial literacy and gadget usage intensity to shopping lifestyle of students of Universitas PGRI Madiun in academic year 2019/2020. The case of study in this research were the undergraduate students from all study programs of Universitas PGRI Madiun, with a sample size of 100 respondents who were randomly selected using Simple Random Sampling technique. This research used a quantitative approach to the type of causal associative research. The data analysis technique consisted of instrument tests which included validity and reliability tests; prerequisite test which included normality test, linearity test, multicolinearity test, and heterocedasticity test; and hypothesis test which included multiple linear regression analysis, t test, and F test. The results of the data analysis show that : (1) Financial literacy partially affects shopping lifestyle of students of Universitas PGRI Madiun, because the value of tcount > ttable (10,235 > 0,67705) and the significance value is 0,000; (2) Gadget usage intensity partially affects shopping lifestyle of students of Universitas PGRI Madiun, because the value of tcount > ttable (4,086 > 0,67705) and the significance value is 0,000; (3) Financial literacy and gadget usage intensity simultaneously affect shopping lifestyle of students of Universitas PGRI Madiun, because the value of Fcount > Ftable (546,224 > 2,70) and the significance value is 0,000.
2018年至2020年学术学生PGRI Madiun的生活方式对经济增长和使用小工具的影响
本研究旨在确定2019/2020学年Universitas PGRI Madiun学生的金融素养和电子产品使用强度对购物生活方式的影响。本研究的研究对象为马德里PGRI大学各专业的本科生,采用简单随机抽样法随机抽取100名调查对象。本研究采用定量方法进行因果关联研究。数据分析技术包括仪器测试,包括效度测试和信度测试;前提检验包括正态性检验、线性检验、多重共线性检验和异方差检验;假设检验包括多元线性回归分析、t检验和F检验。数据分析结果表明:(1)金融素养部分影响PGRI Madiun大学学生的购物生活方式,因为tcount > table(10,235 > 0,67705)的值和显著性值为0000;(2)电子产品使用强度部分影响PGRI Madiun大学学生的购物生活方式,因为tcount > ttable(4,086 > 0,67705),显著性值为0000;(3)金融素养和电子产品使用强度同时影响着Universitas PGRI Madiun学生的购物生活方式,因为Fcount > Ftable(546,224 > 2,70)的值和显著性值为0000。
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