The Role of Islamic Rural Banks in the Development and Strengthening of Micro, Small and Medium Enterprises in the Agribusiness Sector in Riau Province

Q3 Social Sciences

International Journal of Public Law and Policy Pub Date : 2022-09-30 DOI:10.36079/lamintang.ijlapp-0402.334

Fahrial, Tibrani, Rega Desvaeryand

{"title":"The Role of Islamic Rural Banks in the Development and Strengthening of Micro, Small and Medium Enterprises in the Agribusiness Sector in Riau Province","authors":"Fahrial, Tibrani, Rega Desvaeryand","doi":"10.36079/lamintang.ijlapp-0402.334","DOIUrl":null,"url":null,"abstract":"The problem of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province is business capital. This research aims to analyze the role of Islamic Rural Banks in the development and strengthening of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province. The method used in this research is empirical research. The results of the research explain that the average Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province have characteristics in the age group of 38 to 43 years with junior high school level education and 1 to 7 years of business experience. There are two Sharia Rural Banks in Riau Province, namely BPRS Berkah Dana Fadhlillah and BPRS Hasanah. Bank service variables and types of financing products have a significant effect on the development and strengthening of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province. The strategy adopted by BPRS Berkah Dana Fadhlillah and BPRS Hasanah is a faster financing process so that they can compete with conventional banks as well as product innovation and affordable administrative costs.","PeriodicalId":38248,"journal":{"name":"International Journal of Public Law and Policy","volume":"40 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Journal of Public Law and Policy","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.36079/lamintang.ijlapp-0402.334","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"Social Sciences","Score":null,"Total":0}

引用次数: 0

Abstract

The problem of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province is business capital. This research aims to analyze the role of Islamic Rural Banks in the development and strengthening of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province. The method used in this research is empirical research. The results of the research explain that the average Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province have characteristics in the age group of 38 to 43 years with junior high school level education and 1 to 7 years of business experience. There are two Sharia Rural Banks in Riau Province, namely BPRS Berkah Dana Fadhlillah and BPRS Hasanah. Bank service variables and types of financing products have a significant effect on the development and strengthening of Micro, Small and Medium Enterprises in the agribusiness sector in Riau Province. The strategy adopted by BPRS Berkah Dana Fadhlillah and BPRS Hasanah is a faster financing process so that they can compete with conventional banks as well as product innovation and affordable administrative costs.

查看原文本刊更多论文

伊斯兰农村银行在廖内省农业综合部门发展和加强微型、中小型企业中的作用

廖内省农业综合部门中小微企业的问题是商业资本。本研究旨在分析伊斯兰农村银行在廖内省农业综合部门发展和加强中小微企业中的作用。本研究采用的方法是实证研究。研究结果解释说，廖内省农业综合部门的中小微企业的平均年龄在38至43岁之间，具有初中教育水平和1至7年的商业经验。廖内省有两家伊斯兰教农村银行，即BPRS Berkah Dana Fadhlillah和BPRS Hasanah。银行服务变量和融资产品类型对廖内省农业综合部门中小微企业的发展和壮大具有显著影响。BPRS Berkah Dana Fadhlillah和BPRS Hasanah采用的策略是加快融资流程，使它们能够与传统银行竞争，以及产品创新和负担得起的管理成本。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

International Journal of Public Law and Policy Social Sciences-Law

CiteScore

0.80

自引率

0.00%

发文量

期刊介绍： IJPLAP covers issues of public law and policy of international relevance. It includes thought-provoking contributions on how public international law obligations inform national approaches in a wide range of sectors, as well as on how the state''s experiences contribute to shaping and advancing the international agenda. IJPLAP features articles, editorials, notes, commentaries, analyses of jurisprudence and legislation and book reviews written by leading scholars and practitioners working in law and related fields, such as economics, philosophy and political science. Topics covered include: -Traditional issues of public international law (including treaty law, institutional law and dispute settlement)- Human rights- Foreign and security policy, migration- Trade and investment- Taxation- Financial regulation- Competition- Intellectual property- Environment, energy and food security- Digitalisation and data protection