Effect of Moroccan Health Insurance on Individuals’ Healthcare Utilization and Expenditures: A Hicket Model

Q4 Economics, Econometrics and Finance

Journal of Private Equity Pub Date : 2018-11-30 DOI:10.3905/jpe.2018.22.1.087

Youness Jouilil, Houda Lechheb

引用次数: 3

Abstract

Our research examines the effect Moroccan Health Insurance (MHI) on individual’s healthcare utilization and expenditures. We analyzed a random sample of 8000 households produced by the National Observatory of Human Development and found that the RAMED plan insures about 21.1% of them and that the Compulsory Health Insurance (AMO) covers 22.2 %. We found that the MHI is a positive influence on the utilization among beneficiaries and reduces the individual health costs, especially among the RAMed recipients.

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摩洛哥医疗保险对个人医疗利用和支出的影响：Hicket模型

我们的研究考察了摩洛哥健康保险（MHI）对个人医疗利用和支出的影响。我们分析了国家人类发展观察站对8000户家庭的随机抽样，发现RAMED计划为其中约21.1%的家庭提供了保险，强制性健康保险（AMO）覆盖了22.2%。我们发现，MHI对受益人的利用率有积极影响，并降低了个人健康成本，尤其是在RAMed接受者中。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Journal of Private Equity BUSINESS, FINANCE-

CiteScore

0.40

自引率

0.00%

发文量

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