Zachowania młodych konsumentów na rynku finansowym w aspekcie oszczędzania i inwestowania pieniędzy - wyniki badania ankietowego

Abstract

The article attempts to diagnose the behavior of young people on the financial market in terms of saving and investing money. The study was carried out using the CAWI method on the random sample of 261 students aged 17-18, attending the 2nd grade of general secondary schools and technical secondary schools in selected counties of the Lubelskie Voivodeship. Research results showed that the average amount of savings currently held by the respondents is PLN 5,829. Most often, savings are accumulated at home (54% of respondents); almost one-third of respondents also have a savings account. More than 70% of them set a goal for themselves when they save money; the most common is purchasing a certain product or hobby-related expenses. Young people invest funds rarely, although a noticeable group of respondents makes such attempts at an early age.