Digital inclusive finance empowering high-quality development of public services

IF 6.9 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2025-07-05 DOI:10.1016/j.frl.2025.107899

Yingzi Cao, Dangchen Sui

引用次数: 0

Abstract

This paper examines the impact of digital inclusive finance on the high-quality development of public services in China, focusing on 30 provinces from 2011 to 2022. The research indicates that digital inclusive finance and its three sub-dimensions significantly promote the high-quality development of public services in China. Further analysis reveals that this impact exhibits nonlinear characteristics and has a single-threshold feature. Additionally, digital inclusive finance demonstrates a pronounced negative spatial spillover effect on the high-quality development of public services in China. These conclusions suggest that China should implement differentiated development strategies tailored to local conditions.

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数字普惠金融助力公共服务高质量发展

本文研究了数字普惠金融对中国公共服务高质量发展的影响，以2011年至2022年30个省份为研究对象。研究表明，数字普惠金融及其三个子维度显著促进了中国公共服务的高质量发展。进一步分析表明，这种冲击具有非线性特征和单阈值特征。此外，数字普惠金融对中国公共服务高质量发展具有显著的负向空间溢出效应。这些结论表明，中国应实施因地制宜的差异化发展战略。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

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