The development of digital finance and the crime rate of theft

IF 7.4 2区经济学 Q1 BUSINESS, FINANCE

Finance Research Letters Pub Date : 2024-11-07 DOI:10.1016/j.frl.2024.106422

Yuelin Yang

引用次数: 0

Abstract

This study explores the impact of China's digital finance development on theft and crime rates, and analyzes the mediating role of unemployment rate in this relationship. Based on panel data from 285 prefecture level cities and 4 municipalities directly under the central government in China from 2015 to 2022, empirical results show that the development of digital finance significantly reduces theft and crime rates, and this effect is partially achieved by reducing unemployment rates. The study also found that in regions with higher levels of economic development, digital finance has a more significant inhibitory effect on theft crimes.

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数字金融的发展与盗窃犯罪率

本研究探讨了中国数字金融发展对盗窃犯罪率的影响，并分析了失业率在这一关系中的中介作用。基于2015年至2022年中国285个地级市和4个直辖市的面板数据，实证结果显示，数字金融的发展显著降低了盗窃犯罪率，而这一效果部分是通过降低失业率实现的。研究还发现，在经济发展水平较高的地区，数字金融对盗窃犯罪的抑制作用更为明显。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Finance Research Letters BUSINESS, FINANCE-

CiteScore

11.10

自引率

14.40%

发文量

863

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