What is fair? Proxy discrimination vs. demographic disparities in insurance pricing

IF 1.6 3区经济学 Q3 MATHEMATICS, INTERDISCIPLINARY APPLICATIONS

Scandinavian Actuarial Journal Pub Date : 2024-06-18 DOI:10.1080/03461238.2024.2364741

Mathias Lindholm, Ronald Richman, Andreas Tsanakas, Mario V. Wüthrich

引用次数: 0

Abstract

Discrimination and fairness are major concerns in algorithmic models. This is particularly true in insurance, where protected policyholder attributes are not allowed to be used for insurance pricin...

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什么是公平？保险定价中的代理歧视与人口差异

歧视和公平性是算法模型的主要关注点。这一点在保险领域尤为突出，因为在保险定价中不允许使用受保护的投保人属性。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Scandinavian Actuarial Journal MATHEMATICS, INTERDISCIPLINARY APPLICATIONS-STATISTICS & PROBABILITY

CiteScore

3.30

自引率

11.10%

发文量

审稿时长

>12 weeks

期刊介绍： Scandinavian Actuarial Journal is a journal for actuarial sciences that deals, in theory and application, with mathematical methods for insurance and related matters. The bounds of actuarial mathematics are determined by the area of application rather than by uniformity of methods and techniques. Therefore, a paper of interest to Scandinavian Actuarial Journal may have its theoretical basis in probability theory, statistics, operations research, numerical analysis, computer science, demography, mathematical economics, or any other area of applied mathematics; the main criterion is that the paper should be of specific relevance to actuarial applications.