Peran Pembiayaan Mikro Syariah dalam Pengembangan Perdagangan di Kehidupan Masyarakat

IF 3.3 Q1 BUSINESS, FINANCE

JOURNAL OF ECONOMICS AND BUSINESS Pub Date : 2024-06-14 DOI:10.61994/econis.v2i1.450

Anisa Ulandari, Azimaya Rizkiyah, Try Uswatun, Balqis Ramadani, Dera Efri Yuni

{"title":"Peran Pembiayaan Mikro Syariah dalam Pengembangan Perdagangan di Kehidupan Masyarakat","authors":"Anisa Ulandari, Azimaya Rizkiyah, Try Uswatun, Balqis Ramadani, Dera Efri Yuni","doi":"10.61994/econis.v2i1.450","DOIUrl":null,"url":null,"abstract":"ABSTRACT\n Islamic microfinance is one of the important instruments in encouraging the growth of trade in the community. Based on fair and transparent sharia principles, Islamic microfinance offers financial solutions for micro and small businesses that are constrained by access to capital. Islamic microfinance has become one of the important instruments in the development of commerce in people's lives. Based on fair and transparent sharia principles, Islamic microfinance offers alternative solutions for small and medium enterprises that are often constrained by access to capital. This journal will examine the role of Islamic microfinance in the development of trade in various aspects of people's lives. It starts with the definition and basic principles of Islamic microfinance, then discusses its benefits for MSMEs and the wider community. Furthermore, this journal will examine the various Islamic microfinance products and schemes available, as well as the challenges and opportunities for its development in the future.\nABSTRAK\nPembiayaan mikro syariah merupakan salah satu instrumen penting dalam mendorong pertumbuhan perdagangan di kehidupan masyarakat. Berdasarkan prinsip syariah yang adil dan transparan, pembiayaan mikro syariah menawarkan solusi keuangan bagi para pelaku usaha mikro dan kecil yang terkendala akses modal. Pembiayaan mikro syariah telah menjadi salah satu instrumen penting dalam pengembangan perdagangan di kehidupan masyarakat. Berdasarkan prinsip syariah yang adil dan transparan, pembiayaan mikro syariah menawarkan solusi alternatif bagi para pelaku usaha kecil dan menengah (UMKM) yang seringkali terkendala akses permodalan. Jurnal ini akan mengkaji peran pembiayaan mikro syariah dalam pengembangan perdagangan di berbagai aspek kehidupan masyarakat. Dimulai dengan definisi dan prinsip dasar pembiayaan mikro syariah, kemudian membahas manfaatnya bagi UMKM dan masyarakat luas. Selanjutnya, jurnal ini akan menelaah berbagai produk dan skema pembiayaan mikro syariah yang tersedia, serta tantangan dan peluang pengembangannya di masa depan.","PeriodicalId":47522,"journal":{"name":"JOURNAL OF ECONOMICS AND BUSINESS","volume":null,"pages":null},"PeriodicalIF":3.3000,"publicationDate":"2024-06-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"JOURNAL OF ECONOMICS AND BUSINESS","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.61994/econis.v2i1.450","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"BUSINESS, FINANCE","Score":null,"Total":0}

引用次数: 0

Abstract

ABSTRACT Islamic microfinance is one of the important instruments in encouraging the growth of trade in the community. Based on fair and transparent sharia principles, Islamic microfinance offers financial solutions for micro and small businesses that are constrained by access to capital. Islamic microfinance has become one of the important instruments in the development of commerce in people's lives. Based on fair and transparent sharia principles, Islamic microfinance offers alternative solutions for small and medium enterprises that are often constrained by access to capital. This journal will examine the role of Islamic microfinance in the development of trade in various aspects of people's lives. It starts with the definition and basic principles of Islamic microfinance, then discusses its benefits for MSMEs and the wider community. Furthermore, this journal will examine the various Islamic microfinance products and schemes available, as well as the challenges and opportunities for its development in the future. ABSTRAK Pembiayaan mikro syariah merupakan salah satu instrumen penting dalam mendorong pertumbuhan perdagangan di kehidupan masyarakat. Berdasarkan prinsip syariah yang adil dan transparan, pembiayaan mikro syariah menawarkan solusi keuangan bagi para pelaku usaha mikro dan kecil yang terkendala akses modal. Pembiayaan mikro syariah telah menjadi salah satu instrumen penting dalam pengembangan perdagangan di kehidupan masyarakat. Berdasarkan prinsip syariah yang adil dan transparan, pembiayaan mikro syariah menawarkan solusi alternatif bagi para pelaku usaha kecil dan menengah (UMKM) yang seringkali terkendala akses permodalan. Jurnal ini akan mengkaji peran pembiayaan mikro syariah dalam pengembangan perdagangan di berbagai aspek kehidupan masyarakat. Dimulai dengan definisi dan prinsip dasar pembiayaan mikro syariah, kemudian membahas manfaatnya bagi UMKM dan masyarakat luas. Selanjutnya, jurnal ini akan menelaah berbagai produk dan skema pembiayaan mikro syariah yang tersedia, serta tantangan dan peluang pengembangannya di masa depan.

查看原文本刊更多论文

伊斯兰小额信贷在社区生活贸易发展中的作用

摘要伊斯兰小额信贷是鼓励社区贸易增长的重要工具之一。伊斯兰小额信贷以公平、透明的伊斯兰教法原则为基础，为受资金来源限制的微型和小型企业提供金融解决方案。伊斯兰小额信贷已成为人们生活中发展商业的重要工具之一。伊斯兰小额信贷以公平、透明的伊斯兰教法原则为基础，为往往受制于资金获取的中小型企业提供了替代解决方案。本刊将探讨伊斯兰小额信贷在人们生活各方面的贸易发展中发挥的作用。首先介绍伊斯兰小额信贷的定义和基本原则，然后讨论其对中小微企业和广大社会的益处。此外，本刊还将探讨现有的各种伊斯兰小额信贷产品和计划，以及其未来发展所面临的挑战和机遇。伊斯兰小额信贷以公平和透明的伊斯兰教法原则为基础，为受资金来源限制的微型和小型企业提供金融解决方案。伊斯兰小额信贷已成为社会贸易发展的重要工具之一。基于公平、透明的伊斯兰教法原则，伊斯兰小额信贷为往往受制于资金获取的中小型企业（MSMEs）提供了替代解决方案。本刊将探讨伊斯兰小额信贷在人们生活各方面的贸易发展中发挥的作用。首先介绍伊斯兰小额信贷的定义和基本原则，然后讨论其对中小微企业和广大社会的益处。此外，本刊还将研究现有的各种伊斯兰小额信贷产品和计划，以及其未来发展所面临的挑战和机遇。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

JOURNAL OF ECONOMICS AND BUSINESS BUSINESS, FINANCE-

CiteScore

6.20

自引率

2.60%

发文量

期刊介绍： Journal of Economics and Business: Studies in Corporate and Financial Behavior. The Journal publishes high quality research papers in all fields of finance and in closely related fields of economics. The Journal is interested in both theoretical and applied research with an emphasis on topics in corporate finance, financial markets and institutions, and investments. Research in real estate, insurance, monetary theory and policy, and industrial organization is also welcomed. Papers that deal with the relation between the financial structure of firms and the industrial structure of the product market are especially encouraged.