The impact of brokers on ACA marketplace growth

IF 1.1 Q3 BUSINESS, FINANCE

Risk Management and Insurance Review Pub Date : 2024-06-15 DOI:10.1111/rmir.12280

Aleka Gürel

引用次数: 0

Abstract

Brokers are an under‐studied channel of enrollment in the affordable care act (ACA), having grown to support nearly 80% of active federally facilitated marketplace (FFM) enrollment during the 2024 Open Enrollment Period. Brokers enroll a disproportionately low‐income and new‐to‐market consumer base compared to the core exchange websites, and have contributed to the record‐breaking growth in the ACA Marketplace in recent years. Understanding the role brokers play and the technological and policy changes that have enabled their work may help state‐based marketplaces improve stagnant enrollment growth.

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经纪人对 ACA 市场增长的影响

在 2024 年开放注册期，经纪商在联邦促进市场（FFM）的活跃注册人数中已增长到近 80%，但对其在可负担医疗法案（ACA）中的注册渠道研究不足。与核心交换网站相比，经纪商注册的低收入和新进入市场的消费者群体比例过高，为近年来 ACA 市场创纪录的增长做出了贡献。了解经纪人所发挥的作用以及使他们能够开展工作的技术和政策变化，可能有助于各州市场改善停滞不前的注册增长。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Risk Management and Insurance Review Economics, Econometrics and Finance-Finance

CiteScore

1.90

自引率

0.00%

发文量

期刊介绍： Risk Management and Insurance Review publishes respected, accessible, and high-quality applied research, and well-reasoned opinion and discussion in the field of risk and insurance. The Review"s "Feature Articles" section includes original research involving applications and applied techniques. The "Perspectives" section contains articles providing new insights on the research literature, business practice, and public policy. The "Educational Insights" section provides a repository of high-caliber model lectures in risk and insurance, along with articles discussing and evaluating instructional techniques.