Intergenerational transmission of financial biases

IF 1.6 3区经济学 Q2 ECONOMICS

Journal of Behavioral and Experimental Economics Pub Date : 2024-05-18 DOI:10.1016/j.socec.2024.102234

Gizem Turna Cebeci

引用次数: 0

Abstract

The aim of this study is to test the intergenerational transmission of frequently observed financial biases. We elicited financial biases of first-year university students and their parents. Results indicate the intergenerational transmission of illusion of control, loss-aversion, and overconfidence from parents to children as well as transmission of affinity bias only from parents to daughters. Financial knowledge and saving habits of students have a strong influence on the transmission of financial biases. In addition, we found a moderate effect of economic preferences in the transmission process.

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金融偏见的代际传递

本研究旨在检验经常观察到的财务偏见的代际传递。我们调查了大学一年级学生及其父母的财务偏见。结果表明，控制幻觉、损失厌恶和过度自信会从父母传给子女，而亲和性偏差只会从父母传给女儿。学生的金融知识和储蓄习惯对金融偏见的传播有很大影响。此外，我们还发现经济偏好在传播过程中也有一定的影响。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Journal of Behavioral and Experimental Economics ECONOMICS-

CiteScore

2.60

自引率

12.50%

发文量

113

审稿时长

83 days

期刊介绍： The Journal of Behavioral and Experimental Economics (formerly the Journal of Socio-Economics) welcomes submissions that deal with various economic topics but also involve issues that are related to other social sciences, especially psychology, or use experimental methods of inquiry. Thus, contributions in behavioral economics, experimental economics, economic psychology, and judgment and decision making are especially welcome. The journal is open to different research methodologies, as long as they are relevant to the topic and employed rigorously. Possible methodologies include, for example, experiments, surveys, empirical work, theoretical models, meta-analyses, case studies, and simulation-based analyses. Literature reviews that integrate findings from many studies are also welcome, but they should synthesize the literature in a useful manner and provide substantial contribution beyond what the reader could get by simply reading the abstracts of the cited papers. In empirical work, it is important that the results are not only statistically significant but also economically significant. A high contribution-to-length ratio is expected from published articles and therefore papers should not be unnecessarily long, and short articles are welcome. Articles should be written in a manner that is intelligible to our generalist readership. Book reviews are generally solicited but occasionally unsolicited reviews will also be published. Contact the Book Review Editor for related inquiries.