The Intention of Young Muslim Generation to Use the Islamic E-Wallet Services in Indonesia

IF 1 Q3 ECONOMICS
Etikonomi Pub Date : 2024-04-11 DOI:10.15408/etk.v23i1.37452
Handi Risza
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引用次数: 0

Abstract

Research Originality: Technological developments have changed human behavior in economic activities, including payment methods that use e-wallets. On the other hand, consumers also need an e-wallet that complies with Sharia principles. The COVID-19 pandemic forced consumers to use digital payment methods. However, the number of studies related to the continued usage of Islamic e-wallets in Indonesia remains limited.Research Objectives: Hence, our study examines the factors influencing a person's intention to use an Islamic e-wallet.Research Method: The theoretical framework used in this study is the Technology Acceptance Model. The analysis technique employed is multiple regression analysis using 371 respondents.Result: Empirical results indicate that the factors influencing a person's intention to use an Islamic e-wallet are usability, ease of use, trustworthiness, and religiosity. However, the risk variable does not significantly affect a person's intention to use an Islamic e-wallet. Implication: These results imply that companies must improve the features and services of Islamic e-wallet applications.JEL Classification: D10, G29How to Cite:Risza, H. (2024). The Intention of Young Muslim Generation Using the Islamic E-wallet Services in Indonesia. Etikonomi, 23(1), 219 – 232. https://doi.org/10.15408/etk.v23i1.37452.
印度尼西亚年轻穆斯林一代使用伊斯兰电子钱包服务的意向
研究独创性:技术发展改变了人类的经济活动行为,包括使用电子钱包的支付方式。另一方面,消费者也需要符合伊斯兰教法原则的电子钱包。COVID-19 的流行迫使消费者使用数字支付方式。然而,与印尼伊斯兰电子钱包的持续使用相关的研究数量仍然有限:因此,我们的研究将探讨影响个人使用伊斯兰电子钱包意向的因素:本研究采用的理论框架是技术接受模型。采用的分析技术是多元回归分析法,受访者为 371 人:实证结果表明,影响个人使用伊斯兰电子钱包意向的因素包括可用性、易用性、可信度和宗教信仰。然而,风险变量对个人使用伊斯兰电子钱包的意向影响不大。意义:这些结果表明,公司必须改进伊斯兰电子钱包应用的功能和服务:D10, G29How to Cite:Risza, H. (2024).印度尼西亚年轻穆斯林一代使用伊斯兰电子钱包服务的意向》。Etikonomi, 23(1), 219 - 232. https://doi.org/10.15408/etk.v23i1.37452.
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来源期刊
Etikonomi
Etikonomi ECONOMICS-
自引率
12.50%
发文量
29
审稿时长
12 weeks
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