Perceived Problems and Coping Strategies of Retirees in Nsukka Local Government Area of Enugu State, Nigeria

Ugwu F.A., Ohuakanwa C.E.
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Abstract

This study focused on some perceived problems of retirees in the Nsukka local government area of Enugu state and the strategies they adopted in coping with retirement. A descriptive survey was the design of the study. The population of the study comprised 3,000 retired males and females from nine towns that make up the Nsukka local government area, while the sample was 132 males and 148 females totaling 280 retirees as the sample. A simple random sampling technique was adopted with 31 from each of the nine towns except Nsukka town with 32 retirees. Two research questions were raised and two hypotheses for the study were tested at a 0.05 level of significance. The instrument for data collection was a researchers’ designed rating titled “retirees’ related problems and coping strategies rating scale”. The instrument was in three clusters to elicit information from the retirees on perceived problems they face and strategies they adopt to cope with the retirement problems to generate data analyzed using simple percentage mean and t-test statistics. Findings among others, showed that retirees in the Nsukka local government area have problems with low savings to sustain themselves after retirement. They also suffer problems of low self-esteem, being insulted by members of society, being deserted by old friends and non-payment of retirement benefits by the government. Based on the findings, it was recommended that there should be adequate information concerning the utilisation of available coping strategies for retirees. It was also recommended that the Nigerian government pay attention to the plight of retirees and pay them regularly their retirement benefits.
尼日利亚埃努古州恩苏卡地方政府地区退休人员感知到的问题和应对策略
本研究的重点是埃努古州恩苏卡地方政府辖区退休人员感知到的一些问题,以及他们在应对退休问题时采取的策略。研究采用了描述性调查的方法。研究对象包括来自恩苏卡地方政府辖区九个城镇的 3000 名退休男性和女性,样本为 132 名男性和 148 名女性,共计 280 名退休人员。采用简单随机抽样技术,除恩苏卡镇有 32 名退休人员外,其余九个镇各抽取 31 人。本研究提出了两个研究问题,并对两个假设进行了检验,检验的显著性水平为 0.05。数据收集工具是研究人员设计的名为 "退休人员相关问题和应对策略评级量表 "的评级工具。该量表分为三组,用于向退休人员了解他们认为面临的问题以及应对退休问题的策略,并使用简单的百分比平均法和 t 检验统计法对数据进行分析。研究结果表明,恩苏卡地方政府地区的退休人员在退休后面临的问题是储蓄较少,难以维持生计。他们还存在自卑、被社会成员侮辱、被老朋友抛弃以及政府不支付退休福利等问题。根据调查结果,建议提供有关退休人员利用现有应对策略的充分信息。还建议尼日利亚政府关注退休人员的困境,定期向他们支付退休福利。
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