Impact of digital financial inclusion on the participation in farmer-based organisations, structured market and off-farm work in Ghana

IF 16.4 1区化学 Q1 CHEMISTRY, MULTIDISCIPLINARY

Accounts of Chemical Research Pub Date : 2023-11-22 DOI:10.1002/jid.3863

Daniel Adu Ankrah, Bright Owusu Asante, Stephen Prah, Forster K. Boateng

引用次数: 0

Abstract

This paper examines the impact of mobile money account ownership on farmers' participation in farmer-based organisations (FBOs), structured market and off-farm work. Relying on recursive bivariate probit model, our results reveal that owning a mobile money account increases the likelihood of farmers' participating in an FBO, structured market and off-farm work by 15.4%, 33.3% and 37.5%, respectively. Furthermore, mobile money account ownership is influenced by socioeconomic and institutional factors as well as the presence of mobile money vendors within a community. Our finding calls for sustained efforts to deepen digital financial inclusion for increased participation in FBOs, structured market and off-farm work.

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数字普惠金融对参与加纳农民组织、结构化市场和非农工作的影响

本文研究了拥有移动支付账户对农民参与农民组织（FBOs）、结构化市场和非农工作的影响。根据递归二元概率模型，我们的结果显示，拥有移动支付账户会使农民参与农民组织、结构化市场和非农工作的可能性分别增加 15.4%、33.3% 和 37.5%。此外，移动支付账户的拥有率还受到社会经济和制度因素以及社区内是否存在移动支付供应商的影响。我们的研究结果要求继续努力深化数字金融包容性，以提高对金融组织、结构化市场和非农工作的参与度。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Accounts of Chemical Research 化学-化学综合

CiteScore

31.40

自引率

1.10%

发文量

312

审稿时长

2 months

期刊介绍： Accounts of Chemical Research presents short, concise and critical articles offering easy-to-read overviews of basic research and applications in all areas of chemistry and biochemistry. These short reviews focus on research from the author’s own laboratory and are designed to teach the reader about a research project. In addition, Accounts of Chemical Research publishes commentaries that give an informed opinion on a current research problem. Special Issues online are devoted to a single topic of unusual activity and significance. Accounts of Chemical Research replaces the traditional article abstract with an article "Conspectus." These entries synopsize the research affording the reader a closer look at the content and significance of an article. Through this provision of a more detailed description of the article contents, the Conspectus enhances the article's discoverability by search engines and the exposure for the research.