Problems and Countermeasures of Personal Credit Data Processing in Chinese Government Supervision

Abstract

The government's use of information network technol ogy and collected credit data for credit supervision can improve the efficie n y of the government's administrative supervision and promote the gradual improvement of the social credit system and social governance. The current obstacles to the applicatio n of big data in China's personal credit government supervision mainly include: lack of clea r standards for the collection and update of personal credit data, irregular personal credit data sharing models, and narrow application scenarios for personal credit data. To solve the above problems, it is necessary to establish a unified personal credit data platfor m, standardize the sharing and communication mode of personal credit data, and exp and the application scenarios of personal credit data.