Integrated DLT and non-DLT system design for central bank digital currency

Danarto Tri Sasongko, S. Yazid
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引用次数: 5

Abstract

Central Bank Digital Currency (CBDC) is gaining popularity due to its potential benefit. However, experiments to explore the Distributed Ledger Technology (DLT) based CBDC is mostly done in the wholesale area, not in the retail area which has more impact on the public. This paper proposes a CBDC design where the digital currency or token that is distributed in the wholesale DLT network, can be widely accessed by the public through accounts provided by commercial banks. The proposed design maintains reliability as well as user-friendliness and scalability. This paper describes the architecture, infrastructure, and business process of the proposed design.
中央银行数字货币集成DLT和非DLT系统设计
中央银行数字货币(CBDC)由于其潜在的好处而越来越受欢迎。然而,探索基于分布式账本技术(DLT)的CBDC的实验大多是在批发领域进行的,而不是在对公众影响更大的零售领域。本文提出了一种CBDC设计,其中分布在批发DLT网络中的数字货币或代币可以通过商业银行提供的账户被公众广泛访问。所提出的设计保持了可靠性、用户友好性和可扩展性。本文描述了所建议设计的体系结构、基础设施和业务流程。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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