Research on Financial Innovation Model of Internet Supply Chain: A Case Study of Yunlian Financial Platform

Abstract

The unbalanced structure of China's financial industry makes it difficult for many small and medium-sized enterprises to obtain effective financial services. Supply chain finance integrates information, logistics and capital flow, which is of great significance to support the development of small and medium-sized enterprises. Zhongqiyunlian (Beijing) Financial Information Service Co., Ltd is an internet financial information service company. Its Yunlian Finacial platform provides financial services for enterprises in the supply chain. This article takes the Yunlian Finance platform as a case to discusses its innovative financing model, and analyses its characteristics and its role in improving the financing plight of small and medium-sized enterprises. 互联网供应链金融创新模式研究——以云链金融平台为例 段天疑 1a* 1北京交通大学经济管理学院,北京,中国 a18600832751@163.com *段天疑 关键词:供应链金融;互联网金融;云信;案例分析 中文摘要. 我国金融行业结构的失衡使得许多中小微型企业很难获得有效的金融服务。供应 链金融为供应链上的信息流、物流以及资金流提供综合服务,对支持中小企业发展有重要意 义。中企云链公司是一家互联网金融信息服务公司,其旗下的云链金融平台以为供应链上企 业提供金融服务为主要业务。本文以中企云链作为案例研究对象,对其融资模式进行分析, 得出该模式的融资特征及其在缓解中小企业融资困境方面的作用。