How Representative are Representative Workers? An Assessment of the Hypothetical Workers Commonly Used in Social Security Studies

W. Pfau
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引用次数: 1

Abstract

An understanding of the financial and distributional consequences of Social Security reform requires knowledge about the actual life circumstances of participants, including the level and pattern of their lifetime earnings and their age at retirement. Some analyses of Social Security reform make simplifying assumptions about these characteristics by using ‘hypothetical workers’ with set career paths. We seek to develop greater understanding about actual lifetime earnings patterns to compare with hypothetical workers and find discrepancies which lead typical hypothetical workers to produce a more favorable impression for defined-contribution pension reforms. We suggest modifications to make a more suitable hypothetical worker.
代表工人的代表性如何?对社会保障研究中常用的假设工人的评估
要了解社会保障改革的财政和分配后果,就需要了解参与者的实际生活情况,包括他们一生收入的水平和模式,以及他们的退休年龄。一些社会保障改革的分析通过使用具有固定职业道路的“假设工人”来简化对这些特征的假设。我们试图对实际的终身收入模式有更深入的了解,以便与假设的工人进行比较,并发现导致典型的假设工人对固定缴款养老金改革产生更有利印象的差异。我们建议修改,以使一个更合适的假想工人。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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