Banking Solvency And Its Impact On Liquidity Risk An Analytical Study Of A Sample Of The Iraqi Private Banking Sector For The Period (2013-2020)

Abstract

This study aims to analyze and measure the effect of banking solvency on the liquidity risk of private banks in order to know the ability of the management of these banks to pay their obligations in the long and short term, As this study assumed that banking solvency affects liquidity risk by relying on statistical and financial methods represented by the statistical program 26spss v. And the financial ratios (bank solvency and liquidity risk) to know the effect of bank solvency on the liquidity risk of private banks the study sample, A sample of private commercial banks consisting of (10) banks belonging to a community consisting of (43) banks listed in the Iraqi Stock Exchange for the period from (2013 ) to (2020) was used. The study adopted a theoretical presentation on the study variables, And then analyzing the data for the variables of the study and arriving at a set of results, depending on the multiple regression, and through the research hypothesis, it found a statistically significant effect of the indicators of bank solvency on liquidity risk, Certain strategies aimed at mitigating and stabilizing liquidity risks and preventing them from accessing depositors' money, which is often due to the losses resulting from those risks.