The role of the state in the development of housing loan market in Poland and Ukraine

Abstract

The real estate financing market in Poland and Ukraine changed substantially between the years 2006 and 2017. The changes were highly dynamic. This publication analyses both common and different features of the housing market in Poland and Ukraine; it also studies housing property markets in terms of housing financing in Poland and Ukraine. The current state of affairs on the residential real estate financing market has been presented from the point of view of an average Polish and Ukrainian citizen – a buyer of the real estate and a borrower. In order to preserve topicality, the analysis has focused on how these markets behaved in the last few years but the situation in previous years has also been taken into account.