Factors Affecting the Efficiency of Concessional Loans at Environment Protection Funds in Vietnam

Abstract

This study uses survey data of 427 officials working at 22 central and local environment protection funds in Vietnam that are implementing concessional lending activities. Data analysis was performed using SPSS 22.0 software and the application of Structural Equation Modeling (SEM) analysis in AMOS 22. The results showed that the factors: Policy mechanism, human resource quality, credit risk management and local support are factors that positively and positively affect the effectiveness of preferential loans for environment protection projects and the management capacity of project owners.