EKSEKUSI TERHADAP ASET BANK ASING YANG BERADA DI LUAR NEGERI TERHADAP BANK ASING YANG TERLIKUIDASI DI INDONESIA

Dina Salsabila Heniasari, Lanni Agustin, Priskila Lambasa Septuagesima Siregar
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Abstract

Not all customer deposits will be guaranteed by the Deposit Insurance Corporation, meaning that customer deposits are only guaranteed by the Deposit Insurance Corporation for Rp. 2,000,000,000.00 (two billion rupiah). The establishment of the Deposit Insurance Corporation must basically be able to protect customer funds. This research aims to determine the process of accountability of returning customer deposits of liquidated foreign banks in Indonesia and the execution of assets of foreign banks in the context of returning customer deposits in Indonesia. The research used is legal research that analyzes library research, by analyzing through legislation, literature, and other reference materials related to the regulation of Foreign Banks. The results of this research explain that. With the existence of the Deposit Insurance Agency, if the foreign bank is liquidated, the institution will replace customer deposits and complete the liquidation process. When the liquidation process of the assets of the foreign bank branch office is insufficient, bank assets abroad will be executed if the head office does not want to be responsible for the obligations of its branch office in Indonesia by completing it at the ICSID convention arbitration body (International Center for Settlement of Investment Disputes). Actually in taking assets abroad in the case of execution of assets that are overseas can be done if there are international agreements such as those carried out by the European Union by making an agreement on the European union convention on insolvency proccedings, this will facilitate the taking of assets in overseas
对离岸银行资产的处决,以及在印尼清算的外国银行
并非所有客户存款都将由存款保险公司担保,这意味着客户存款仅由存款保险公司担保20亿卢比(20亿卢比)。存款保险公司的设立必须基本上能够保护客户的资金。本研究旨在确定在印度尼西亚清算的外国银行返还客户存款的问责制过程,以及在印度尼西亚返还客户存款的背景下外国银行的资产执行情况。所使用的研究是通过分析立法、文献和其他与外国银行监管相关的参考资料来分析图书馆研究的法律研究。这项研究的结果解释了这一点。由于存款保险代理机构的存在,如果外资银行被清算,该机构将代替客户存款,完成清算过程。当外国银行分支机构的资产清算程序不足时,如果总行不希望通过ICSID公约仲裁机构(国际投资争端解决中心)完成其在印度尼西亚分支机构的义务,则将执行海外银行资产。实际上,在执行海外资产的情况下,如果有国际协议,例如欧洲联盟通过就欧洲联盟破产程序公约达成协议所执行的协议,就可以将资产转移到海外,这将有助于在海外获取资产
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