Penentuan Cadangan Premi Asuransi Jiwa Bersama Dwiguna dengan Metode Canadian

Darma Ekawati, Fardinah
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引用次数: 1

Abstract

Premium reserve is a number of funds that need to be raised by insurance company in preparation for the payment of claims when the policyholder dies. One of the simplest methods to calculate premium reserving is the prospective premium reserve modified using Canadian method which is a modification of the prospective method. Calculation in this study is using Indonesian Mortality Table (TMI) 2011 This study aims to determine the premium reserves using the Canadian method of endowment joint life insurance. Joint life insurance participants in this study are limited to 2 people. The calculation of premium reserves in this study using TMI 2011, starting with calculating the value of annuities, net annual premiums, annual premiums modified based on the Canadian method, and premium reserves at the end of the t-year in the endowment joint life insurance.
在加拿大方法下共同确定人寿保险费的储备金
保费准备金是保险公司为投保人死亡后理赔而需要筹集的一笔资金。计算溢价储量最简单的方法之一是加拿大法修正的预期溢价储量,它是对预期储量法的一种修正。本研究采用印度尼西亚死亡率表(TMI) 2011进行计算。本研究的目的是采用加拿大养老联合人寿保险的方法确定保费储备。本研究的共同人寿保险参与者限定为2人。本研究使用TMI 2011计算保费准备金,首先计算养老联合人寿保险的年金价值、净年保费、根据加拿大方法修正的年保费以及t年末的保费准备金。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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