Problems Mudharabah Mutlaqah in Muamalat Bank Jambi Branch (Study Between Theory and Practice)

Abstract

The more advanced a country is, the greater the role of banks in controlling the country. This means that the existence of the banking world is increasingly needed by the government and society. Financial institutions are really needed by the government and society, because banks help a lot of business smoothly, especially in meeting the needs of life. So important is the world of banking, so that there is an assumption that banks are the lives to drive the economy of a country. Mudharabah mutlaqah is a contract of cooperation between two parties or more to finance a halal type of business, where the specifications of business type, time, and business area are not limited by shohibul maal. If the business experiences profit, it will be divided according to the agreed agreement and if the business experiences a loss, the loss will be borne by both parties. but it is different from the aspect of mudharabah mutlaqah practice applied by the Bank Muamalat Indonesia Jambi Branch, if the type of business managed by mudarib suffers a loss, then the mudharib must pay regularly every month.