Pengaruh Pendapatan , Jumlah Nasabah Dan Tingkat Suku Bunga Terhadap Penyaluran Kredit Pt Pegadaian Cabang Kabupaten Jember Periode 2013 -2017

R. Rachmawati
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引用次数: 1

Abstract

The research objective was to analyze the large number, number of customers, and interest rates on the loan distribution of PT Pegadaian Branch of Jember Regency.The type of data used in this study is secondary data consisting of time series data on income, number of customers obtained through the pawnshop office which is the object of research and interest rates for the period 2013-2017 obtained from BI which is the object of the research. The data is processed using computer software "SPSS 22" with multiple regression analysis methods. The Pawnshop Branch of Kabupaten Jember is very positive and significant towards lending to PT Pegadaian Branch of Kabupaten Jember, while the Interest Rate does not significantly influence the lending of PT Pegadaian Branch of Kabupaten Jember. Together, it focuses positively and significantly on the loan distribution of PT Pegadaian Branch of Jember Regency
本研究的目的是分析Jember Regency PT Pegadaian分行的数量、客户数量和贷款分配的利率。本研究使用的数据类型为二手数据,包括收入的时间序列数据,通过典当行办公室获得的客户数量,这是研究对象,以及从BI获得的2013-2017年期间的利率,这是研究对象。数据采用SPSS 22计算机软件进行处理,采用多元回归分析方法。Kabupaten Jember当铺分行对Kabupaten Jember PT Pegadaian分行的贷款非常积极且显著,而利率对Kabupaten Jember PT Pegadaian分行的贷款没有显著影响。总之,它积极而显著地关注Jember Regency PT Pegadaian分行的贷款分配
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