A Novel Scheme for Mobile Payment Using RFID-Enabled Smart SIMcard

2009 International Conference on Future Computer and Communication Pub Date : 2009-04-03 DOI:10.1109/ICFCC.2009.132

M. Qadeer, N. Akhtar, Shalini Govil, A. Varshney

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引用次数: 21

Abstract

Mobile phones have become essential part of everybody’s daily life. Efforts have been made to add more features into the mobile devices. Contact less payment is another dimension that adds value to mobile phones. In contact less payment through mobile device, user is able to pay using his mobile device without touching or swiping card on a reading device. In this paper, we present an idea to equip mobile devices with RFID-enabled SIM (Subscriber Identity Module) card to carry out money transfer. RFID-enabled SIMis a special SIM card that includes RFID (Radio Frequency Identification) chip in the SIM casing. We propose an architecture to integrate RFID and normal SIM features into a single specialized RFID-enabled SIM. This specialized SIM can be used for normal phone applications as well as contact less payment. RFID enables the mobile user to be identified by the RFID reader and SIM stores the payment information. We discuss various scenarios in which RFID-enabled SIM can be used for different applications. This mode of payment provides freedom, flexibility, mobility and security to the customer.

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一种基于rfid的智能sim卡移动支付新方案

手机已经成为每个人日常生活中必不可少的一部分。人们已经在努力为移动设备添加更多的功能。非接触式支付是手机增值的另一个方面。通过移动设备进行非接触式支付，用户无需在阅读设备上触摸或刷卡，即可使用移动设备进行支付。在本文中，我们提出了一种为移动设备配备具有rfid功能的SIM(用户身份模块)卡进行转账的想法。支持RFID的SIM卡是一种特殊的SIM卡，在SIM卡外壳中包含RFID(无线射频识别)芯片。我们提出了一种架构，将RFID和普通SIM功能集成到一个专用的RFID SIM中。这种专用的SIM卡既可以用于普通的手机应用，也可以用于非接触式支付。RFID使移动用户能够被RFID阅读器识别，SIM存储支付信息。我们将讨论支持rfid的SIM可用于不同应用程序的各种场景。这种支付方式为客户提供了自由、灵活、移动性和安全性。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

2009 International Conference on Future Computer and Communication

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