Discussion on Financial Support for the Enterprise of Returning Migrant Workers

H. Cui, Meng-fan Guo
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Abstract

In recent years, the enterprise of returning migrant workers was playing an important role in China. In this paper, the importance of the enterprise of returning migrant workers was summarized. The current situations of financial support the enterprise of returning migrant workers were analyzed from state-level and local-level, and the dilemmas of financial support the enterprise of returning migrant workers were expatiated in demand and supply. Based on those discussions, it was put forward that some policy suggestions and innovation ways on how to improve financial support to the enterprise of returning migrant workers: establishing multi-level and multi-participant rural financial service system, innovating rural financial products and services, establishing diversified rural credit guarantee system, constructing rural credit environment, training to migrant workers, strengthening government fiscal support.
浅谈返乡农民工企业的金融支持
近年来,返乡农民工企业在中国发挥着重要的作用。本文总结了返乡农民工创业的重要性。从国家层面和地方层面分析了返乡务工人员企业金融支持的现状,并从需求和供给两方面阐述了返乡务工人员企业金融支持的困境。在此基础上,提出了完善对返乡农民工企业金融支持的政策建议和创新途径:建立多层次、多主体的农村金融服务体系,创新农村金融产品和服务,建立多元化的农村信用担保体系,构建农村信用环境,对农民工进行培训,加强政府财政支持。
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