Digital Financial Inclusion Innovation for Large and Medium-sized Commercial Banks

Abstract

Large commercial banks are critical financial entities in the development of inclusive finance, and they should play an essential leading role in the development of inclusive digital finance. Large commercial banks often face challenges in developing digital financial inclusion. Therefore, some banks have begun to explore the acceleration of digital transformation, accelerating financial technology, and reforming their business models. This article takes the Agricultural Bank of China as an example to explain its innovative measures and difficulties in inclusive digital finance. It provides a reference for large and medium-sized commercial banks to promote the development of inclusive digital finance.