Acceptance of Website Security on E-banking. A-Review

Abstract

The main purpose of this paper is to understand the true impact of security on e-banking users and its relationship with user behavior toward e-banking acceptance. This paper reviews in-depth previous studies on security factors affecting e-banking. Security trust, risks, protection strategy and best practices for future security trends are discussed to help banks and consumers mitigate the suitable secure transactions of e-banking. Results from reviewing valuable studies in this paper shows that user trust and privacy concerns have the highest impact on user behavior toward accepting any e-banking system. Security issues can decrease the clients trust and in return decrease the number of E-banking users. Thus, banks are recommended to find a way to increase user trust by offering their users a range of the latest and the best security technologies in order to encourage them to accept the e-banking system and gain the user trust.