Digital Financial Literacy on the Batik SMEs in Banyuma

L. R. Naufalin, Aldila Krisnaresanti, Jaryono, Tohir, A. Indrayanto, D. Iskandar
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Abstract

Issues regarding digital financial literacy are experienced by Batik SMEs in Banyumas regency. The aim of this research is to obtain data analysis affecting the digital financial literacy condition of Batik SMEs and to delve further into the necessity of digital financial literacy training according to the Batik SME’s characteristics in Banyumas. This research was conducted in Banyumas with 23 Batik SMEs incorporated in the Berkah Rindang Kinasih Cooperation. This research is quantitative descriptive research. Data collection techniques of this research are observation, interview, Focus Group Discussion (FGD), and documentation. Research results showed that 21,7% or 5 of batik SMEs that had used digital finance facilities such as M-Banking, GoPay, and SMS Banking. Moreover, all of Batik SMEsdesire training on how to use e-wallets and the management of digital transactions.
巴尤马地区中小蜡染企业的数字金融素养研究
Banyumas县的蜡染中小企业在数字金融素养方面遇到了一些问题。本研究的目的是获得影响中小蜡染企业数字金融素养状况的数据分析,并根据Banyumas中小蜡染企业的特点,进一步探讨数字金融素养培训的必要性。这项研究是在Banyumas进行的,有23家蜡染中小企业加入了Berkah Rindang Kinasih合作。本研究为定量描述性研究。本研究的资料收集方法为观察法、访谈法、焦点小组讨论法和文献法。研究结果显示,21.7%或5%的蜡染中小企业使用过移动银行、GoPay和短信银行等数字金融设施。此外,所有蜡染中小企业都希望接受有关如何使用电子钱包和管理数字交易的培训。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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