Pengaruh Jaminan Rasa Aman dan Lokasi terhadap Minat Transaksi di Bank Syariah Pada Masyarakat Aek Kota Batu

Lindung Pratama, Muhamad Lathief Ilhamy Nasution
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Abstract

The purpose of this study is to examine the effect of security guarantees and location on interest in transactions with Islamic banks in the people of Aek Batu City. The research method used in this case is quantitative research. The data in this study are primary data in the form of questionnaires that have been distributed to 100 communities. Sample the method used is purposive sampling technique. Hypothesis testing was carried out using SPSS 20.0 for windows by testing the independent variables namely Guaranteed Sense of Security and Location and the dependent variable namely Interest in Transactions.The normality test using the Kolmogrov-Smirnov method obtained a result of 0.699, which means it is greater than 0.05, so it can be concluded that the normality test on the variables Assurance of Security, Location and Interest in Transactions can be said to be normally distributed. The results of the regression analysis in the first model show that the Guaranteed Sense of Security and Location variables have a positive and significant effect on Transaction Interest. The Guaranteed Sense of Security variable has a coefficient value of 0.593 and the Location variable has a coefficient value of 0.084. Based on the calculation results, it can be concluded that tcount is greater than the value of ????table 35.479> 2.69, so ????0 is rejected and ???????? is accepted, so there is a significant influence between the Guaranteed Sense of Security and Location variables on Interest in Transactions at Sharia Banks in the Aek Community of Batu City.
安全感和位置对伊斯兰银行对石城Aek社区的交易兴趣的影响
本研究的目的是审查安全保证和地点对Aek Batu市人民与伊斯兰银行进行交易的兴趣的影响。本案例采用的研究方法是定量研究。本研究的数据为原始数据,以问卷的形式发放到100个社区。抽样采用的方法是有目的抽样技术。采用SPSS 20.0 for windows进行假设检验,检验自变量为Guaranteed Sense of Security and Location,因变量为Interest in Transactions。使用Kolmogrov-Smirnov方法进行正态性检验,得到的结果为0.699,即大于0.05,因此可以得出结论,安全保证、地点和交易利益三个变量的正态性检验可以说是正态分布的。第一个模型的回归分析结果表明,保障安全感和区位变量对交易兴趣有显著的正向影响。安全感保障变量的系数值为0.593,区位变量的系数值为0.084。根据计算结果,可以得出tcount大于????的值表35.479> 2.69,所以????0被拒绝,????????因此,保障安全感和地点变量对巴都市Aek社区伊斯兰银行的交易兴趣有显著影响。
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