ANALISIS PROFITABILITAS USAHA EKONOMI KELURAHAN SIMPAN PINJAM (UEK-SP) AMANAH MANDIRI KELURAHAN SIDOMULYO TIMUR KECAMATAN MARPOYAN DAMAI PEKANBARU

Ensiklopedia of Journal Pub Date : 2022-04-21 DOI:10.33559/eoj.v4i3.319

Ryan Pahlawan

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Abstract

Abstract: The Savings and Loans Village Economic Business (UEK-SP) plays a very important role in supporting the economic development of the community at the village level. Therefore, good processing of UEK SP is needed, in order to survive and continue to serve the needs of the community. The purpose of this study was to analyze the profitability of the Savings and Loans (UEK-SP) Amanah Mandiri Village, East Sidomulyo Village, Marpoyan Damai District, Pekanbaru. In this study using descriptive analysis by analyzing financial ratios such as working capital turnover ratios and profitability ratios. The results showed that the management of working capital in the savings and loan unit was better than that of the sub-district economic enterprise (UEK). However, the limited working capital of the savings and loan business unit requires the sub-district government to increase the working capital of the savings and loan unit, for example by setting aside profits from the UEK to increase the working capital of the savings and loan unit. Thus, the savings and loan unit can increase its profitability.Keywords: Profitability, Economic Business Of Save And Loan Sub-District (UK-SP)

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摘要:储贷村经济业务在支持村级社区经济发展中起着非常重要的作用。因此，需要对UEK SP进行良好的加工，以便生存并继续服务于社区的需求。本研究的目的是分析北干巴鲁Marpoyan Damai区East Sidomulyo村储蓄贷款(uk - sp) Amanah Mandiri村的盈利能力。本研究采用描述性分析，通过分析营运资金周转率和盈利能力比率等财务比率。结果表明，储贷单位的营运资金管理优于街道经济企业(UEK)。然而，储贷业务单位有限的营运资金要求街道政府增加储贷单位的营运资金，例如通过拨出UEK的利润来增加储贷单位的营运资金。因此，存贷款单位可以提高其盈利能力。关键词:盈利能力，储贷街道经济业务(UK-SP)

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Ensiklopedia of Journal

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