PERMASALAHAN PEMBIAYAAN PADA LEMBAGA KEUANGAN SYARIAH

Karebet Gunawan
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Abstract

Financing of a Sharia Financial Institution is a financing based on sharia principles with agreement or agreement between the banking party and the beneficiary in return for profit or profit sharing. In the provision of financing, sharia financial institutions pay attention to the aspects that exist in the feasibility study in order to reduce the risk in the future. These aspects are production, marketing, personnel, and financial aspects include how the existing financial statements so that all financing is expected to run smoothly and can meet the level of profitability and liability. In providing financing should be seen 5C principles are: character, capacity, capital, colateral and condition of economy. Even in addition to using the 5C there are also using the first 7P Personality, Purpose, Party,Prospect,Payment,Profitability,Protectiona. Keywords:financing,feasibility,and profitablity
伊斯兰金融机构融资的问题
伊斯兰教法金融机构的融资是基于伊斯兰教法原则的融资,银行方与受益人之间达成协议或协议,以换取利润或利润分享。伊斯兰金融机构在提供融资时,注重可行性研究中存在的方面,以降低未来的风险。这些方面包括生产、营销、人员和财务方面,包括如何使现有的财务报表顺利运行,使所有融资都能达到预期的盈利水平和负债水平。在提供融资时应遵循以下五个原则:经济性质、能力、资金、抵押品和条件。除了使用5C,他们还使用了前7P:个性(Personality)、目的(Purpose)、聚会(Party)、前景(Prospect)、付款(Payment)、盈利能力(Profitability)、保护(protection)。关键词:融资、可行性、和利润
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