FINANCIAL RATIOS PREDICTORS OF FINANCIAL SUSTAINABILITY OF THE BANKING SECTOR IN INDONESIA

FINANCIAL: JURNAL AKUNTANSI Pub Date : 2023-06-19 DOI:10.37403/financial.v9i1.491

Adiska Shabrina Sanfa, Ida Ida

引用次数: 0

Abstract

This study was conducted to predict the effect of financial ratios on the Financial Sustainability Ratio (FSR). The financial ratios used include Non-Performing Loan (NPL), Loan Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO). Sampling using purposive sampling of as many as 36 Conventional Commercial Bank companies in Indonesia with a research period of 2019-2021 so that 108 observation data were obtained. The analysis method used is multiple linear regression analysis, and the test results show that NPL, LDR, NIM, CAR

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印尼银行业财务可持续性的财务比率预测指标

本研究旨在预测财务比率对财务可持续性比率(FSR)的影响。使用的财务比率包括不良贷款(NPL)，贷款存款比率(LDR)，净利息差(NIM)，资产收益率(ROA)，资本充足率(CAR)和运营费用与运营收入(BOPO)。抽样采用有目的抽样的方法，对印尼多达36家传统商业银行公司进行抽样，研究期为2019-2021年，共获得108份观察数据。分析方法采用多元线性回归分析，检验结果表明:NPL、LDR、NIM、CAR

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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FINANCIAL: JURNAL AKUNTANSI

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