EXPENDITURE PATTERN OF PM – KISAN SAMMAN NIDHI INSTALMENTS: AN EMPIRICAL STUDY IN WESTERN UTTAR PRADESH

Saloni, Archna Singh, Ravindra Kumar
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Abstract

This study examined whether the amount received under the instalments of PM-KISAN is used as per the target and expectations of the scheme, by estimating the expenditure pattern of the beneficiaries concerning the instalments received, using primary data. Further the adequacy of disbursed fund is studied by considering monthly average consumption expenditure of households, monthly average income and annual rate of inflation. The expenditure pattern is not found much in the accordance with the expectations of the scheme. The analysis revealed that, approximately 50% of the farmers utilized this money to cater their general domestic expenses and nearly 40% of the beneficiaries for the agriculture and farm related activities, inadequacy of the fund is found to be reason for this spending pattern. Regular disbursement of fund and relooking into the criteria to find targeted beneficiaries are a few recommendations of this study. KEYWORDS: PM-KISAN samman nidhi, farmers, expenditure pattern, agricultural activities, inflation, fund disbursement
总理- kisan samman nidhi分期付款的支出模式:北方邦西部的实证研究
这项研究通过使用原始数据估计受益人在收到的分期付款方面的支出模式,审查了在方案分期付款下收到的数额是否按照计划的目标和期望使用。此外,通过考虑家庭月平均消费支出、月平均收入和年通货膨胀率来研究支出资金是否充足。支出模式与计划的预期不太相符。分析显示,大约50%的农民利用这笔钱来满足他们的一般家庭开支,近40%的受益人用于农业和与农场有关的活动,资金不足被认为是这种支出模式的原因。定期支付基金和重新审查确定目标受益人的标准是本研究的几项建议。关键词:PM-KISAN samman nidhi,农民,支出模式,农业活动,通货膨胀,资金支出
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